# Lending Terms

Xchange is leading the way in DeFi by making lending terms more intuitive and straightforward. These terms underpin our Initial Liquidity Loans, providing all the vital details for your venture:

# Origination Fee

Consider it the key that ignites your project's engine - a minimal fee to initiate the loan process.

# Premium Fee Schedule

We're all about transparency. You'll be fully informed about the fees you'll need to pay throughout the loan tenure.

# Repayment Terms

Every initiative has unique financial requirements. That's why we give you the freedom to decide when to repay the principal within the loan's lifecycle.

# Liquidation Parameters & Rewards

In case things don't follow the plan, we have explicit terms for loan liquidation and the corresponding rewards.

# Loan Duration

From the first step to the final leap, you'll know exactly how long your loan journey will be.